Welcome to the website of Emile Woolf

"Excellent, Emile. Scathingly accurate. The banks' increased capital levels will be written off in the next financial bust."[Pat Barron, Professor of Austrian Economics, University of Iowa]

"Enjoy reading it? I did, I did!!" [Steven Spencer, Spencer Associates, Commodities Consultant]

"Quite. And why should the banks worry about risky lending? They now know that when things go pear-shaped they will always be bailed out by Government - with our money!  It amounted to £20,000 for every man woman and child in the UK last time round!"  [ Ian Francis, Commissioning Editor, Earth & Environmental Sciences]

"Emile, as usual, you are 'right on the button'. The automotive world, in which I have a specific interest, is definitely the next 'sub prime' bust that will arrive. When was the last time that you saw a car advertisement showing the actual list price of the vehicle? £30,000 or £40,000 or even £50,000, or more, looks like a lot of money to the average buyer - but £299 per month does not. The whole industry is heading for a cliff edge before very long." [James Luckes, Chairman, Languedoc Gentlemen's Economics Forum]

" Insightful and, I fear, you are spot on in your analysis"  [Sid Bright, Chartered Accountant]